It’s 2017 and here we are. We made it! A new year with new opportunities. A symbolic chance to start fresh. I am committed to making better financial decisions in 2017.
I chose the personal themes of purpose and frugality for 2017— the areas that need the most work. I will be 27 and want to take responsibility for my finances. I am challenging myself to a year of decreased consumption. It won’t be easy and some behavioral changes have to take place.
I LOVE eating out. Growing up, my parents and I ate out of the home at least four times a week. This habit continued into adulthood. Eating out is a convenience thing. I don’t like to cook. Instead of spending an hour in the kitchen, I’d rather just pick something up quickly for dinner. To save money though, I have to. I could be eating lot healthier and this is a start. I’m going strive to eat in four times a week. Probably Monday through Thursday.
When I’m sad, I shop. When I’m bored, I shop. Impulsive shopping is an issue. I find myself on Amazon browsing through pages and pages of dresses that I don’t need. The only time I contemplate spontaneous shopping sprees is when I am to trying mask something negative. This comes with unnecessary credit card use. My use of credit cards and store charges will die this year. One month in and no credit card use! It’s been more difficult than I initially assumed.
I’m following a modified version of Project 333, a capsule wardrobe challenge started by Courtney Carver. Instead of having 33 pieces of clothing for every season, I have about 60 pieces for the entire year. It was a definitely a process. There will be updates about my capsule wardrobe in the future.
Along with behaviors I want to decrease, there are ones to be increased. I want to make sure that I am expressing gratitude every day. Sometimes I forget how lucky I am to have everything I need. I live a life of abundance and want to be reminded of that often. With the money I will hopefully save, I want to partake in more experiences that I enjoy. I love going to theme parks in new cities. I love concerts. I hope to do more of that this year.
My ultimate goal is to become debt free. Here’s to being more intentional!